Home β€Ί Solutions β€Ί Open banking & bank transfer for iGaming in Europe

Open banking & bank transfer for iGaming in Europe

European players increasingly pay straight from their bank β€” open banking and instant transfers are cheaper, harder to charge back, and trusted. For iGaming brands in the EU and UK, account-to-account rails are a core part of the stack.

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Why account-to-account is winning in Europe

Open banking and instant bank transfers settle directly from a player's account, which means lower fees than cards and far fewer chargebacks β€” a major advantage in iGaming. Each market has its favourites: iDEAL in the Netherlands, SOFORT and open banking in Germany and Austria, Multibanco and MB WAY in Portugal, Faster Payments in the UK. Solution Ocean lists anonymized providers covering these rails.

SEPA, instant transfer and local schemes

SEPA and SEPA Instant give you pan-European reach, while local schemes maximise conversion in specific countries. The catalog tags each offer by country, method and direction, so you can compare a pan-EU provider against country-specialists and pick the right blend.

Lower disputes, cleaner payouts

Because the player authorises the payment in their own banking app, fraud and chargeback exposure drops sharply. Pair open banking with card acquiring for players who still prefer cards β€” we can help you structure a compliant, high-approval European stack.

Methods commonly covered

Open BankingSEPA / SEPA InstantSOFORTiDEALMultibanco & MB WAYEPSFaster Payments

Availability varies by provider and is confirmed during onboarding. Provider identities stay anonymized until we engage on your behalf.

Frequently asked

Which European bank rails do you cover?β–Ύ
Open banking, SEPA and SEPA Instant, SOFORT, iDEAL, Multibanco, MB WAY, EPS and Faster Payments, across markets including Germany, Portugal, Netherlands, Austria, the UK and Poland.
Do these work for iGaming?β–Ύ
The catalog is curated for high-risk and iGaming providers. Final acceptance depends on the provider's compliance review of your license and traffic.
Are bank transfers good for payouts?β–Ύ
Yes β€” account-to-account rails are well suited to payouts. Filter by direction to find providers that support both.
How current are the rates?β–Ύ
Offers carry a verification date and we re-confirm regularly; exact pricing is finalised with the provider before you commit.

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